Dapatkan pembayaran pokok pada periode tertentu
=PPMT(rate, per, nper, pv, [fv], [type])
| Parameter | Deskripsi |
|---|---|
rate |
The interest rate per period. |
per |
The given payment period. |
nper |
The total number of payments for the loan. |
pv |
The present value, or total value of all payments now. |
fv |
[optional] The cash balance desired after last payment is made. Defaults to 0. |
type |
[optional] When payments are due. 0 = end of period. 1 = beginning of period. Default is 0. |
The PPMT function returns the principal portion of a payment for a given period of an investment or a loan, based on constant periodic payments and a
=PPMT(rate,per,nper,pv,[fv],[type])
Suppose you have a 5-year loan of $10,000 with an annual interest rate of 5% and 12 compounding periods per year. You want to figure out the principal
=PPMT(5%/12,1,60,-10000)
The formula in cell C10 is evaluated like this:
=PPMT(C5/C7,1,C6*C7,-C4)
=PPMT(0.05/12,1,5*12,-10000)
=PPMT(0.004167,1,60,-10000)
147.05