Dapatkan tingkat bunga per periode anuitas
=RATE(nper, pmt, pv, [fv], [type], [guess])
| Parameter | Deskripsi |
|---|---|
nper |
The total number of payment periods. |
pmt |
The payment made each period. |
pv |
The present value, or total value of all loan payments now. |
fv |
[optional] The future value, or desired cash balance after last payment. Default is 0. |
type |
[optional] When payments are due. 0 = end of period. 1 = beginning of period. Default is 0. |
guess |
[optional] Your guess on the rate. Default is 10%. |
To calculate the annual interest rate for a $5000 loan with payments of $93.22 per month over 5 years, you can use RATE in a formula like this:
=RATE(60,-93.22,5000)*12 // returns 4.5%
In the example shown, the formula in C10 is:
=RATE(C7,-C6,C5)*C8 // returns 4.5%